“Reverse engineering your retirement funds & filling in the gap.”

Erosion.

A constant and continual threat to those living on a cliff edge.

Said in the words of this retiree (whose house is literally standing on the brink of total collapse and ruin every day):

“It’s my home. And I’ve built this, and I don’t want to give it up.” – Lance Martin, Hemsby resident (Norfolk, UK)

In this interview, our retiree speaks of many near misses that his humble abode has suffered – coming perilously close to utter destruction by the threat of numerous cliff falls.

As I watched the interview…

…I couldn’t help but liken the subject’s story to the billions of his age-peers the world around…

…passing into the financial cliff-edge, life-stage of retirement.

Accepting that the decades building up a nest egg for those post-employment years, once spent – can never be reclaimed…

…it becomes essential to have a plan for the preservation of value.

The game of retirement is a ‘lock in’.

Once in it, there’s very little room for manoeuvre to side-step emerging difficulties.

Imagine:

It takes some 40 years to gain enough financial momentum as an employee to hurdle the bar of retirement.

If a mis-judgement takes place upon landing…

…how does a retiree suddenly find the physical thrust to:

• a) beat the rigidity of inertia, and;
• b) instantly spring out of the path of budgetary calamity and into fiscal safety?

Sadly, such a challenge is often a case of too little, too late for most who get caught by the retirement trap.

Couple that with the everpresent threat of tidal clawback (inflation = eroded, monetary value), clutching its way toward tearing down the pension pot…

…and retirees not only need the resilience to nimbly adjust their footing mid-retirement;

But also, there’s the need to continue to gain speed (value) throughout to overtake the threat of inflation.

And by definition, a fixed income: “…just doesn’t cut the mustard.”

Even with indexed-linked pensions that provide a buffer for inflation,

The real cost of living makes farce of such a fail-safe.

Therefore, if you’re still on the right side of retirement planning and are considering your options…

…NOW, is the time to begin re-planning.

And on that note – allow me to introduce poultry farming as the secret weapon for financial strength during your retirement years.

With the average growth rate of a pension pot being somewhere around 9%;

And poultry farms having the potential to 5x within 12 months…and start from a backyard operation to exceed into a fully-fledged commercial entity.,,

Many are drawn to the attraction of getting into poultry farm ownership to fund their post-employment years.

The best part?

There is zero capital needed to kick off.

Minimal space is required to start.

Instant startup potential.

This makes poultry farming the ideal speed-injection antidote to the poison of a pedestrian pension plan.

Do this now…

Reverse engineer your poultry farming post-employment successes

1. Calculate how much income/capital you will need during your post-retirement.
   • Define your annual income needed
   • Define your lump sum capital needed
2. Understand EBITDA and take an average EBITDA/EV multiple of 9.5 for small agricultural businesses
3. Divide your lump sum capital needed by 9.5 to determine the target annual earnings
4. Divide your target annual earnings by 0.06 (representing an average EBITDA margin of 6%, decimalised) to arrive at your poultry farm’s target annual revenue/turnover
5. Determine what your average price per unit will be
6. Divide your annual turnover by average price per unit to roughly determine targeted number of units sold per year.

Now, over to you…

Are you currently planning a poultry farming enterprise for retirement?

Have you already begun and need guidance for meeting your retirement financial goals?

Either way, I’d be interested to hear from you.

Leave a comment below.